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How they work: The standard computer-hacking scam used to begin with a spam email, which contained an intriguing link.When recipients clicked on the link, it launched spyware on their computer.
How they work: Scammers send an email pretending to be from a bank or another trusted organisation.
The original payment never materialises; it turns out the email from Pay Pal is fake.
How to avoid them: This category is a catch-all that includes goods of dubious value bought online as well as malicious online adverts and computer hacking.
How to avoid them: A scammer sends a spam letter to a list of people.
The scammer claims to be the representative of an estate or finance company – such as the “Chief Auditor of Lloyds Financial Services” – who is trying to track down the beneficiary of a will.