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The solution: The best defense is preventive, says Savage.But, just as with magic tricks, ruses lose their power when you know exactly how they work. Here’s the lowdown on eight hot scams, cons and swindles that criminals are employing to separate you from your money, along with a few strategies for avoiding them.The scam: Your get an automated call: Suspicious charges have been detected on your credit or debit card. Press “2” for a live attendant, who will reinstate your card after “confirming” personal information, such as your name, Social Security number, account number and date of birth.Criminals playing the odds may even mention your actual bank by name and that, plus the robo-calling feature, “makes it seem more credible,” says Gary K.King, the attorney general of New Mexico.“They reach out to thousands of people and know that someone will bite,” he says.
In this one, the “cable company” (or some other utility), wants to give you a great price on a service upgrade or new equipment (such as a DVR or deluxe entertainment package).